Digital disruptions are forcing banks to rethink operating models. Today, corporate banking customers demand real-time interaction, service immediacy, and transparency. Start-ups have identified this need in retail banking, providing greater convenience in conducting transactions. The implementation of regulatory directives will result in banks competing with everyone offering commercial lending, financial services, and banking solutions.

With their dominance under threat, retail banking, corporate banking and commercial lending organizations are embarking on a trajectory for change. Traditional players providing core banking solution are striving to re-position themselves as technology platform firms with a banking license. Silicon is investing in FinTechs, APIs, application modernization, and cognitive computing to facilitate this transition. We enable organizations to become future-proof by fostering strategic partnerships.

We have entered into a joint venture agreement with Cognac Systems, Inc. (CSI.NYC) to specifically focus on application modernization, API related services, and product functionality enhancements. Our partnership with Silicon Spectra, Inc. enables us to develop retail banking solutions and core banking solution in the automation and AI space and deliver cognitive capabilities to existing platforms. Our autonomous and orchestration framework drives efficiency for the banking sector by automating both standard and non-standard tasks.

Silicon believes in a collaborative approach and delivers co-innovation lab offerings to banking sector clients. Our co-innovation lab in Santa Clara, CA is working with emergent technologies for applied innovation.

Payments Management

Silicon’s Cards micro-vertical delivers end-to-end retail financial services for both credit and debit cards, from card origination to credit card payments.

Cash Management

Silicon’s integrated cash management system reduces governance and management expenses, thereby ensuring complete customer satisfaction.

Commercial Lending

Silicon provides end-to-end solutions across commercial lending and corporate lending, empowering banks to control operational costs.

Consumer Lending

Silicon has extensive industry expertise in consumer lending in the areas of collection and collateral management.

Core Banking

Silicon’s core banking solutions cover the entire gamut of functionalities, from customer views to niche zones such as funds transfer.

Risk Management

Silicon’s banking solutions are geared for enhanced visibility and augmented control, preempting operational risks and fraudulent transactions.

Make Silicon Your Technology Partner